This is a funny tool put up by Chuck Schumer’s web people.
It shows the stupidity involved with the whole idea of private accounts. This is not a way to fix Social Security, this is a way to demolish it. If the program will be unable to fulfill more than 75% of its payments by the year 2042 it will still be doing better than the entire government of the US, which is currently only able to fulfill 68% of its budgetary needs. Thus the deficit.
I call this, “Leaving all the kids behind”.